Specialist Armed Forces Advice

About us


Radcliffe & Co (Life & Pensions) Ltd was established in 1959. In recent years we have formed an amalgamation with Harding King & Co, based in Tidworth, who have over 30 years experience in dealing and specialising in advice to the Armed Forces, from Kit and personal possessions cover, house contents, life cover, house purchase and mortgaging, school fee planning to tax-free regular savings and capital investment.

We are an accredited member of the Services Insurance and Investment Advisory Panel (SIIAP) and feature in the Armed Forces Defence Discount Directory.


We have a specialist mortgage company (Radcliffe & Co Mortgages) who are able to provide new mortgages for first time buyers, second and third home purchases plus Buy To Let mortgages. We also offer a “without obligation” review of existing mortgages and can organise re-mortgages for existing properties.

We are able to provide a planning service for private education (see school fees calculator) taking into account Boarding School Allowance where appropriate.

We also have qualified professionals to advise on regular savings and lump sum investments providing bespoke investment portfolios geared towards your individual attitude to risk.

For those for whom it is appropriate we provide advice on the mitigation of Inheritance Tax (IHT).


Armed Forces Personnel – For advice and more information
  • Call us on 01980 842 173 or 02380 222 444
  • Complete our on-line armed forces enquiry form
  • Contact address: Station Road, Tidworth, Wiltshire, SP9 7NW

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